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Job Description and Jobs

Job Description:

  • 1) Performs any combination of following duties to process payments and maintain records of mortgage loans: Types letters, forms, checks, and other documents used for collecting, disbursing, and recording mortgage principal, interest, and escrow account payments, using computer.

  • 2) Answers customer questions regarding mortgage account and corrects records, using computer.

  • 3) Examines documents such as deeds, assignments, and mortgages, to ensure compliance with escrow instructions, institution policy, and legal requirements.

  • 4) Records disbursement of funds to pay insurance and tax.

  • 5) Types notices to government, specifying changes to loan documents, such as discharge of mortgage.

  • 6) Orders property insurance policies to ensure protection against loss on mortgaged property.

  • 7) Enters data in computer to generate tax and insurance premium payment notices to customers.

  • 8) Reviews printouts of allocations for interest, principal, insurance, or tax payments to locate errors.

  • 9) Corrects errors, using computer.

  • 10) May call or write loan applicants to obtain information for bank official.

  • 11) May be designated according to type of work assigned as Escrow Clerk; Foreclosure Clerk; Insurance Clerk; Tax Clerk.




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End Of Job Description for: "MORTGAGE CLERK"
DOT:   249.362-014

Job Number: 6694