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"CREDIT CLERK"
Job Description and Jobs

Job Description:

  • 1) Processes applications of individuals applying for loans and credit: Interviews applicant to obtain personal and financial data and fills out application.

  • 2) Calls or writes to credit bureaus, employers, and personal references to check credit and personal references.

  • 3) Establishes credit limit, considering such factors as applicant's assets, credit experience, and personal references, based on predetermined standards.

  • 4) Notifies customer by mail, telephone, or in person of acceptance or rejection of application.

  • 5) May keep record or file of credit transactions, deposits, and payments, and sends letters or confers with customers having delinquent accounts to make payment.

  • 6) May send form letters and brochures to solicit business from prospective customers.

  • 7) May adjust incorrect credit charges and grant extensions of credit on overdue accounts.

  • 8) May accept payment on accounts.

  • 9) May keep record of applications for loans and credit, using computer.

  • 10) May compute interest and payments, using calculator.

  • 11) May provide customer credit information or rating on request to retail stores, credit agencies, or banks.

  • 12) May check value of customer's collateral, such as securities, held as security for loan.

  • 13) May advise customer by phone or in writing about loan or credit information.

  • 14) May assist customer in filling out loan or credit application.

 

 

 


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End Of Job Description for: "CREDIT CLERK"
DOT:   205.367-022

Job Number: 2498