Job Description and Jobs
- 1) Investigates claims against insurance or other companies for personal, casualty, or property loss or damages and attempts to effect out-of-court settlement with claimant: Examines claim form and other records to determine insurance coverage.
- 2) Interviews, telephones, or corresponds with claimant and witnesses; consults police and hospital records; and inspects property damage to determine extent of company's liability, varying method of investigation according to type of insurance.
- 3) Prepares report of findings and negotiates settlement with claimant.
- 4) Recommends litigation by legal department when settlement cannot be negotiated.
- 5) May attend litigation hearings.
- 6) May be designated according to type of claim adjusted as Automobile-Insurance-Claim Adjuster; Casualty-Insurance-Claim Adjuster; Fidelity-And-Surety-Bonds-Claim Adjuster; Fire-Insurance-Claim Adjuster; Marine-Insurance-Claim Adjuster; Property-Loss-Insurance-Claim Adjuster.
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Job Number: 1879