Job Description:

• 1) Analyzes credit information to determine risk involved in lending money to commercial customers, and prepares report of findings: Selects information, including company financial statements and balance sheet and records data on spreadsheet, using computer.

• 2) Enters codes for computer program to generate ratios for use in evaluating commercial customer's financial status.

• 3) Compares items, such as liquidity, profitability, credit history, and cash, with other companies of same industry, size, and geographic location.